![]() ![]() various features of SBI Home Loans from SBi includes. SBI has branch network presence all over india and one can get home loan for your dream home. ![]() With SBI regular home loan, you can fulfill your dream of purchasing a new home of your choice. in this article, we would look into various features of SBI home Loan for your reference. SBI offers home loans to its customers and non customers at attractive rate of interests compared with other banks. SBI has largest network of branches present all over India. A fee of Rs.50 + GST will be applicable for limits up to Rs.5 lakh and a fee of Rs.100 + GST will apply for limits above Rs.5 lakh.State bank of india is the largest bank in India in terms of assets and liabilities. The CERSAI registration fee charged depends on the amount. How much does the CERSAI registration fee cost?.The post-sanction fees that you will be liable to pay include the stamp duty charges for loan agreement and mortgage, the insurance premium for the property, and the CERSAI registration fee. Are there any post-sanction fees associated with this SBI home loan?.There are no pre-sanction fees applicable on this loan currently. Does this home loan scheme charge any pre-sanction fees?.Therefore, depending on your age, you may be eligible for a maximum loan tenure between 10 years and 15 years. The maximum tenure offered under this loan will depend on the age of the borrower. If I apply for this loan, will I be eligible for the maximum loan tenure of 15 years?.The maximum processing fee applicable on this loan is Rs.20,000 + tax. What is the maximum processing fee charged on this home loan?.The minimum processing fee applicable on this loan is Rs.2,000 + tax. What is the minimum processing fee charged for the SBI Reverse Mortgage Loan?.For professionals such as Chartered Accounts, Doctors, etc.Business License Details or an equivalent document.TDS Certificate with Form 16A, wherever applicable.Profit and Loss Account and Balance Sheet for the past 3 years.Address proof document for the business.Income documents for self-employed individuals/co-borrowers/guarantors: Income Tax Return for the past 2 financial years or Form 16 for the past 2 years, acknowledged by the Income Tax Department.Latest 3 months payslips or salary certificate.Income documents for salaried employees/co-borrowers/guarantors: In case of any past loans from banks/lenders – last year’s loan account statement.Bank account statements for the past 6 months for all bank accounts held.Bank account statements/payment receipts indicating all payments made to the seller or builder.īank account statements to submit include:.Blueprint xerox of Approved Plan and builder’s Registered Development Agreement.All applicants - Property Tax Receipt/Electricity Bill/Maintenance Bill Maharashtra applicants – Share Certificate.For ready to move property – Occupancy Certificate.All applicants - Allotment Letter/Sale Agreement with Stamp Maharashtra applicants – Registered Sale Agreement.Residence proof document (any 1 of the following) – Driver’s License, Aadhaar card, a most recent utility bill: water/electricity/telephone/piped gas.ID proof document (any 1 of the following) – Passport, PAN card, Voter ID card, Driver’s License. ![]()
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